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"Important lessons from some real-life stories" By FinVise India

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Date: 30/06/2019 www.finviseindia.com 2 stories to begin with  1. Nokia refused Android  2. Yahoo refused Google  Story Over  Lessons Learnt 1. Take risks 2. Embrace changes  3. If you refuse to change with time, you might perish  Ok 2 More stories  1. Facebook takes over WhatsApp and Instagram 2. Flipkart takes over Myntra and Flipkart owned Myntra takes over jabong  Story Over Lessons learned 1. Become so powerful that your competitors become your allies 2. Reach the top position and then eliminate the competition 3. Keep innovating 2 More stories  1. Colonel Sanders founded KFC at the age of 65 2. Jack Ma, who couldn't get a job in KFC, founded Ali Baba Story over  Lessons learned 1. Age is just a number 2. Only those who keep trying succeed Last but not least  1. Lamborghini was founded as a result of revenge of a tractor owner who was insulted by Enzo Ferrari, the founder of Ferrari

"Retirement is not an End...It's a new Beginning" by FinVise India

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Date: 27/06/2019                                                                                                    www.finviseindia.com Key Points to Proper Retirement Planning : It is never too early to start saving. Savings should essentially start as soon as you start earning Retirement planning should form an integral part of your financial planning. Even though retirement seems far out, planning for it should be done early on. Financial planning should be long-term in nature. One should ignore short-term market movements and volatility. Focus on your long-term goals and utilize the investment avenues most suited to your risk/return appetite. Retirement planning has three major stages: the accumulation stage, the preservation stage, and the distribution stage. Succession and legacy planning forms an integral part of retirement planning. Mutual funds are a good way of investing – however, investors should be cognizant of the impact of expense ratios on re

Having an emergency fund can ease financial, emotional pressure.....by FinVise India

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**Source: MINT Vidya, an old client, called me at 9 pm once. I found it a bit strange because I do not receive calls from clients so late, but I took the call. She told me her husband, Venkat, who is a heart patient, had to undergo bypass surgery immediately. He was denied health insurance by many companies because of his ailment. In the couple's last review two weeks before, they were asked to keep six to eight months' expenses in a Flexi bank fixed deposit (FD) for any emergency. Unfortunately, that didn't happen. Vidya had stopped working, and to meet daily expenses, they had to stop their systematic investment plans (SIPs) too. Their next option was to redeem the investments they had accumulated to fund their son's higher education. However, the money would take five working days to reach her bank account and the payment to the hospital had to be made immediately. So, she had to borrow money from her brother for five days. In another case, Bharati, a single

Things to keep in mind when carrying out transactions through white label ATMs

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The Reserve Bank of India on 7 March reviewed the guidelines for white label ATMs operational in India. The RBI has allowed these ATM service providers to take some additional measures that could improve their financial viability. Let us understand what a white label ATM is. White Label ATMs Setting up an ATM involves costs, including the cost of the ATM premises, the ATM systems, security as well as cash management. In places where banks do not have a branch, the bank might not find it cost-effective to have its own ATM. Hence, a new category of ATM service providers has been allowed to start ATMs that can increase the penetration and availability of ATMs. ATMs set up, owned and operated by non-banks are called white label ATMs and are authorized under the Payment and Settlement Systems Act, 2007, by the RBI. As per the list on the RBI website, at present, there are eight white label ATM operators in the country. As a customer, using a white label ATM is just

"Four Money Equations" - Which one do you follow?? By FinVise India

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4 Money equations are : (1) Income + Loans = Expenses (2) Income = Expenses (3) Income – Expenses = Savings (4) Income – Savings = Expenses If you want to live a financially stress-free life try to make equation 4 part of your financial life. Out of your income pay yourself first i.e., invest first for crucial financial goals then whatever is left spend that. If you want to know how this can be done contact us: Phone no. : 9582250638 Email : jitender@finviseindia.com http://www.finviseindia.com For more details on Mutual Funds, Financial Planning & Personal Finance contact us at :  Phone No. 9582250638 Email id: contact@finviseindia.com Visit our website:  www.finviseindia.com

"Why Invest in India" by FinVise India

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www.finviseindia.com Why Invest in India??  India – Land of unlimited opportunities # Reason 01 One of the world's fastest-growing economies India too remains one of the fastest-growing economies in the world. Source: International Monetary Fund FDI inflows increased by 37% since the launch of Make in India initiative. Source:  Department for Promotion of Industry and Internal Trade, Government of India Leading investors ranked India as the most attractive market. Source:  Ernst & Young Emerging Markets Center # Reason 02 The largest youth population in the world India to have the world’s largest youth population by 2020. Source:  United Nations Population Fund India to be the largest supplier of university graduates in the world by 2020. Source:  British Council India has the third-largest group of scientists and technicians in the world. Source:  All India Management Association & The Boston Consulting Group # Reason 03 Huge domestic